SIMPLE BUDGET: HONESTMONTH
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Free forever. No account, ads, bank connection or subscription.

START
1. Keep Simple-Budget.html and this package together somewhere you control.
2. Double-click Simple-Budget.html to open it in a modern browser.
3. Choose Start clean, Explore an example or Restore a backup.
4. Follow the four short setup steps and log one real expense.

WHAT IS INCLUDED
- Overview with income, spent, left-to-spend and savings totals.
- Category templates, optional plans and entry drill-down.
- Duplicate-safe monthly income rules.
- Six-month trends and a guided month-close snapshot.
- Searchable Help Center, print, entries CSV and complete JSON recovery.
- Simple-Budget-Quick-Start-Guide.pdf with setup, math and recovery details.

SPREADSHEET VERSION
- Export Center -> "Spreadsheet that keeps working" writes an .xlsx of
  4 sheets (Dashboard, Entries, Categories, Setup),
  whose totals are live formulas over your own rows. Change a figure and
  everything that depends on it moves, in Excel or in Google Sheets.
- Cream cells with a thin border are yours to type in. Dark column headings
  mark those; grey headings mark what the file works out for you.
- It is a bonus, not a replacement. The app does more, and says so on the
  Setup sheet.

YOUR DATA
- Everything you enter stays on YOUR device, in your browser's local storage.
- Nothing is ever sent anywhere. We couldn't see your data if we wanted to.
- IMPORTANT: use More -> Data Center -> "Export JSON" now and then. If you clear your
  browser data or switch computers, the backup file is how you restore.
- To move to a new computer: export on the old one, import on the new one.

TIPS
- The "Savings" category is special: money you log there counts as paying
  yourself, and shows in the savings tiles.
- Add the file to your taskbar/favorites for one-click access.
- Press N when you are not typing to open the entry sheet.
- Closing a month stores a snapshot and note but never locks entries.
- CSV is a readable list; JSON is the complete recovery backup.

LICENSE
See LICENSE.txt. Personal use is free on your own devices. Please send friends
to the official download page instead of redistributing the package.

SUPPORT Something broken or confusing? Message me through your Etsy order
and you'll get a reply from a real person, usually within a day.

HonestMonth: budget & life apps you download once and own forever.
