Free tools
Quick calculators, no download, no email
Each one runs right here in your browser and answers a single question well. Use them to get a number today; when you are ready for the whole system, the apps in the shop do the same work automatically, every month, on your own device.
50/30/20 budget calculator
Enter your take-home pay and see the split for needs, wants and savings in dollars, with a guide to what belongs in each bucket.
Open the calculator →Savings goal calculator
Set a target and a deadline and get the monthly and weekly amount, plus how to make the transfer automatic on your pay schedule.
Open the calculator →Debt snowball & avalanche calculator
List your debts and an extra payment; see months to debt-free and total interest for both methods, and which one fits you.
Open the calculator →Subscription cost calculator
Add up every recurring charge, see the real yearly cost, and what the money would grow to if it were invested instead.
Open the calculator →Find your app (two-minute quiz)
How you are paid, who shares your money and what you want to fix, answered in a few taps, then the one app that fits.
Take the quiz →How the tools fit together
Start with the 50/30/20 split to see whether needs, wants and savings are in proportion. If the wants bucket is heavy, the subscription calculator is the fastest place to find money. Whatever you free up has two good destinations: the debt calculator shows what an extra payment does to your payoff date, and the savings calculator turns a goal into a monthly amount you can automate.
From the blog
All posts →Want this on autopilot?
The Debt Payoff Tracker and Easy Budget for Beginners track all of this month after month. Pay once, own forever.