Free private calculator
Emergency fund runway calculator
Add essential monthly costs and current cash reserves to estimate how many months and days of basic expenses are covered.
Question
How long could your essentials stay covered?
Change any number. Results update immediately.Essential monthly costs
The math, in plain language
How this answer is built
Available emergency cash divided by essential monthly costs. Days use the average month length of 30.44 days. The milestones show the additional cash needed for one, three and six months.
Use the result as a planning estimate. Confirm tax, lending, legal or financial decisions with the relevant professional or official statement.
Keep going
One answer here. A working history in the app.
The free tool does not save your entries. Annual Budget Tracker keeps the related plan, records and updates together on your device.