Choose by situation

Start where the month feels noisy.

Skip product jargon. Pick the question you want answered and we will take you to the right workspace.

PAY

Before the next payday

Assign this check, cover the bills ahead and find a safe spending number.

Paycheck tools → DEBT

Choose the next balance

Compare payoff orders and turn one extra payment into a real finish date.

Debt workspace → HOME

Make the household visible

Coordinate shared bills, uneven splits, family plans and what is still unfunded.

Household tools → FOCUS

Decide what matters today

Turn tasks, habits and goals into a realistic daily slate without overload.

Planning tools → HELP

Not sure where to begin?

Answer three simple questions and see the app that best fits.

Help me choose →

Popular workspaces

Built around a decision, not a feature list.

View all apps →

Local-first by default

Your plans stay with you.

Each app is a self-contained download. Open it on your computer, work without an account, and export a backup whenever you want one.

Read the privacy details
01

Open offline

Your core workspace does not depend on a live service.

02

Save locally

Personal entries stay in your browser on your own device.

03

Own the file

One purchase. Keep the downloaded version with no recurring fee.

Free Tools

Get one useful answer before buying anything.

Use a calculator for the question in front of you: this paycheck, an emergency runway, a savings deadline, a crowded week, reading pace and more. Nothing is sent or saved.

Open Free Tools
PAYPaycheck allocationWhat is safe to use before the next deposit? RUNEmergency runwayHow long can essentials be covered? WEEKWeekly capacityWhich tasks actually fit the hours available? READReading paceHow many pages per reading day?

What arrives

A small folder you can understand.

Every paid download is organized to get you from purchase to first useful result without an account or a technical setup project.

Download

Your app and quick-start guide

Retrieve the files from your purchase and keep your own backup.

Orient

Guided setup or a clean start

Use the opening questions when helpful, or skip directly to the workspace.

Use

Enter real information

The dashboard, schedules and views respond to the data you add.

Before you download

Clear answers, up front.

What exactly do I get?

A digital download: the app files plus a quick-start guide. Nothing ships physically, and there's nothing to install. The apps run right in your browser, even offline.

Is this a subscription?

No. You pay once and own it forever, including any updates to that version.

Where does my data live?

On your device, full stop. These are offline tools: no account, no cloud, no one looking at your numbers but you.

Can I try one before I buy?

Yes. Simple Budget is free, with no account and no email, and it is built exactly like the paid ones. Set it up on your own numbers and you will know within an evening whether this way of working suits you.